Platform · Module · Sales and finance management
Credit check on the order: limit, history and bureau before release.
Ordeno's credit check runs when the order is approved. It cross-checks the customer's limit, open receivables, payment history and the credit bureau lookup. Within policy, the order proceeds; outside it, it goes for approval with the summary ready.
What this module solves
Selling without a check
Every order goes through the policy, without relying on the rep to remember.
Outdated limits
The limit uses today's open receivables and delays.
Decisions without history
Whoever releases the order sees the summary and the bureau lookup on it.
How it works
Versioned policy
Customer rating, limit, maximum payment term, tolerated delay and when to query the bureau. Each change becomes a new version of the policy.
Simulate before changing
Change limits and see, on the current portfolio, how many customers move to another band before saving the new policy.
Automatic lookup
CNPJ checked with the credit bureau and the Federal Revenue Service at registration and renewal, with score and alerts.
Portfolio monitoring
Customers already reviewed are tracked with the stored data; those that got worse show up first, with their score trend.
Decision on the order
Within policy, it is released; outside, it goes up the approval hierarchy, with a payment-term matrix by rating.
Where AI comes in and where rules apply
Rule
Limit, score and decision follow company policy.
AI
The agent summarizes the customer's situation for the approver and suggests safe payment terms.
What it usually replaces
Connected to other modules
Frequently asked questions
Does it query a credit bureau?
Yes, at registration and renewal, according to company policy.
Does the order hold by itself?
Yes, when it is outside policy, until someone with the authority level releases it.
Does the limit change with history?
Yes. The periodic review uses actual payments and delays.
Can I release with different terms?
Yes, for example prepayment, recorded in the approval.
See this module running in your operation.
Free assessment: we map the process, show what moves off spreadsheets and side systems, and agree on the price before we start.